About SwarnaSakhi

SwarnaSakhi is the brand name of the digital gold and silver platform operated by Swamika Finnovations Private Limited (CIN U74999TN2022PTC153068), registered office at No. 9, 2nd Cross, Nagratpethpet, Ganigarpet, Bangalore City, Bangalore North, Bengaluru, Karnataka 560002, India.

The platform lets adults in India buy and sell 24K digital gold and digital silver in small amounts, starting from ₹100 including GST. Metal is purchased through and vaulted by Augmont Goldtech Private Limited. Payments are collected by PayU Payments Private Limited, an RBI-authorised payment aggregator.

What we do

• Show a live buy quote, including 3% GST, before you pay.
• Credit the purchased grams to your SwarnaSakhi locker after payment is successful.
• Let you sell those grams back at the live sell rate and receive the proceeds in your verified bank account.
• Offer physical delivery of coins or bars when that product is available, with making and shipping charges shown before you confirm.

What we are not

SwarnaSakhi is not a bank, a deposit, a mutual fund, or a portfolio-management service. Holdings are not covered by DICGC deposit insurance. The price of gold and silver can fall. Read the Risk Disclosure before you buy.

Legal identity

• Legal name: Swamika Finnovations Private Limited
• CIN: U74999TN2022PTC153068
• Registered office: No. 9, 2nd Cross, Nagratpethpet, Ganigarpet, Bangalore City, Bangalore North, Bengaluru, Karnataka 560002, India
• Support: support@swamika.co
• Custodian: Augmont Goldtech Private Limited
• Payment aggregator: PayU Payments Private Limited