Pricing and Fees

Prices are market-linked and change through the day. The price that applies to you is the quote displayed in the app at the time you confirm, not a rate printed on this website.

Buy

• Minimum order is ₹100, inclusive of GST.
• GST at 3% is included in the buy amount. The app shows the ex-GST metal value, the GST, and the total payable before you pay.
• There is no separate SwarnaSakhi subscription fee to keep an account.
• The payment screen shows the amount PayU will collect. You pay that amount and no undisclosed checkout fee.

Sell

The sell rate is the live sell quote. It can be lower or higher than the rate at which you bought. The difference is the market and the buy-sell spread, not a refund of GST. Sell proceeds are credited to your verified bank account.

Delivery

Making and shipping charges for coins or bars are shown before you confirm a delivery order. They are not refunded once minting or dispatch has started, except where the Shipping and Delivery Policy says otherwise.

Referrals

If a referral reward is available, the rate and the qualifying conditions are shown in the app before you share a code. A reward is bonus metal or value as described there. It is not interest and it is not guaranteed.