FAQ

Who operates SwarnaSakhi?

Swamika Finnovations Private Limited, CIN U74999TN2022PTC153068, registered at No. 9, 2nd Cross, Nagratpethpet, Ganigarpet, Bangalore City, Bangalore North, Bengaluru, Karnataka 560002, India.

Who holds the gold?

Augmont Goldtech Private Limited vaults the metal. Your app locker is the record of grams allocated to you.

Is this a bank deposit?

No. It is a purchase of metal. It is not covered by DICGC insurance. The price can fall. Read the Risk Disclosure.

What is the minimum and the tax?

The minimum buy is ₹100, inclusive of 3% GST. The app shows the split before you pay. See Pricing.

Who takes the payment?

PayU Payments Private Limited collects the payment for Swamika Finnovations Private Limited. We do not see your UPI PIN or full card number.

Can I get a refund?

A completed purchase is exited by selling at the live sell rate. A payment that was captured but not allocated, or a duplicate charge, is refunded to the original method. Details: Refund and Cancellation Policy.